How Veterans Can Invest VA Disability Benefits and Secure Their Financial Future

Overview of Investing VA Disability Money
Veterans receiving VA disability payments often wonder how best to utilize this income to build long-term financial security. Combining insights from Investor.gov and National Invest In Veterans Week® (NIVW), this guide provides strategies for investing disability benefits wisely, including using tools like investment calculators, Roth IRAs, and other financial planning resources.

1. Can I Invest My VA Disability Money?

Yes, VA disability payments can be invested to grow wealth over time. These payments are tax-free, making them an excellent resource for savings and investments. Key steps include:

• Set Financial Goals: Use tools like the Savings Goal Calculator to determine monthly contributions needed to achieve specific goals.

• Prioritize Retirement Accounts: Consider contributing to tax-advantaged accounts like a Roth IRA or TSP (Thrift Savings Plan) to maximize long-term growth.

• Diversify Investments: Allocate funds into a mix of index funds, ETFs, and mutual funds to balance risk and reward.

2. How to Invest VA Disability Money (Reddit Tips and Beyond)

Platforms like Reddit often discuss ideas for investing VA disability benefits. While personal advice is helpful, veterans should rely on trusted resources like Investor.gov and National Invest In Veterans Week® for verified guidance:

• Avoid High-Interest Debt: Pay off credit cards and loans with high-interest rates before investing.

• Start Small: Even a small percentage of disability benefits invested monthly can grow substantially over time due to compound interest. Use the Compound Interest Calculator to estimate growth.

• Educate Yourself: Attend events like Veteran Tech Tuesday during NIVW to learn how technology can enhance financial management.

3. Using a Roth IRA with VA Disability Benefits

A Roth IRA is an excellent option for veterans receiving VA disability benefits because it offers tax-free growth and withdrawals:

• Eligibility: VA disability benefits do not count as earned income for Roth IRA contributions. However, if you have additional earned income, you can contribute up to the annual limit.

• Benefits: Roth IRAs allow tax-free withdrawals in retirement, making them an ideal choice for long-term savings.

• Maximize Contributions: Combine VA disability benefits with earned income to contribute the full amount. Use tools like the Investment Calculator to project growth.

4. How to Use an Investment Calculator

An investment calculator is a valuable tool for veterans to estimate how their disability benefits can grow over time:

• Input Monthly Contributions: Calculate how much to save from your benefits each month.

• Adjust for Time Horizon: The earlier you start, the more compound interest can work in your favor.

• Project Returns: Experiment with conservative and aggressive investment strategies to find the best fit for your financial goals.

Financial Empowerment Through National Invest In Veterans Week®

National Invest In Veterans Week® (NIVW), held annually from March 1–7, is dedicated to empowering veterans with the tools and knowledge needed to succeed financially. Key initiatives include:

• Workshops on Financial Planning: Events like Wellness Wednesday focus on financial wellness and mental health.

• Mentorship for Entrepreneurs: Jeff Shuford Impact Day highlights success stories of veterans leveraging technology to grow wealth.

• Localized Resources: Platforms like FloridaVeterans.com provide access to mentorship and business funding.

Take Action

1. Visit Investor.gov: Use their free financial planning tools to calculate savings and investment potential.

2. Explore National Invest In Veterans Week®: Participate in events to gain insights into financial empowerment and entrepreneurship.

3. Open a Roth IRA: Research options to maximize tax-free growth for retirement savings.

4. Avoid Fraud: Protect yourself by verifying investment professionals through Investor.gov.

By combining VA disability benefits with sound investment strategies and resources from NIVW, veterans can achieve financial independence and long-term success. Start planning today to build a secure future!

National Invest in Veterans Week®: A Transformative Alternative to NVSBW

As the SBA marks its 12th annual National Veterans Small Business Week (NVSBW) from November 11-15, 2025, National Invest in Veterans Week® (NIVW) is redefining the scope and impact of veteran entrepreneurship. While NVSBW celebrates the contributions of veteran-owned businesses, NIVW offers a comprehensive, year-round framework designed to address systemic challenges, foster innovation, and expand opportunities for veterans globally.

This article explores how NIVW surpasses the achievements of NVSBW by focusing on global reach, dynamic programs, and advocacy-driven solutions to empower veteran entrepreneurs at every stage.

NIVW’s Broader Vision for Veteran Entrepreneurship

1. Global Scale vs. National Celebration

NVSBW highlights the entrepreneurial spirit of veterans within the U.S., offering events through SBA resources like VBOCs, SCORE mentoring, and workshops. These initiatives are valuable but inherently localized and time-bound.

In contrast, NIVW spans 62 global markets, connecting veterans to a robust ecosystem of resources through platforms like FloridaVeterans.com, GermanyVeterans.com, and SingaporeVeterans.com. This international reach ensures veterans can explore global markets and opportunities tailored to their industries.

Explore more: Driving Innovation and Empowering Veteran Entrepreneurship Across 62 Global Markets.

Tailored Support for Underserved Veteran Communities

Empowering Female Veterans Through FeMil℠

NIVW stands out with its specialized initiatives like FeMil℠ and FeMil Lead℠, which address the unique challenges faced by female veterans. These programs provide:

• Leadership Development for scaling businesses.

• Funding Education to overcome systemic inequities.

• Mentorship Networks for sustainable growth.

While NVSBW includes women in broader initiatives, FeMil℠ offers targeted, year-round support that ensures lasting impact.

Learn more: FeMil℠ and FeMil Lead℠ Empower Female Veterans.

Advocating for Systemic Change

Going Beyond SBA Certifications

NVSBW promotes SBA-backed programs like SDVOSB certifications and Veteran Advantage loans. While these resources are essential, they often fall short in addressing larger systemic barriers like access to capital and federal contracting complexities.

NIVW takes advocacy further by championing legislative reforms through the Invest in Veterans Stimulus Act, which includes:

• Startup Tax Credits to reduce financial risks.

• Low-Interest Loans tailored to veteran-owned businesses.

• Streamlined Federal Contracting to make government opportunities accessible.

For more on these efforts: Championing the Complete the Mission Act of 2024.

Leveraging Technology Through the π Domains

NIVW’s π (Pledge to Invest) = Veteran Businesses℠ domains represent a revolutionary approach to veteran entrepreneurship. These platforms bridge gaps in mentorship, resources, and global collaboration, including:

• π.guru: A mentorship network connecting veterans with industry leaders.

• π.directory: A global database of veteran-owned businesses to foster collaboration.

• π.solutions: Tailored strategies to overcome business challenges.

These tools empower veterans to scale their businesses, leveraging technology to access opportunities across industries.

Economic and Social Impact of NIVW

Veteran-owned businesses contribute over $1.2 trillion annually to the U.S. economy, with NVSBW highlighting these contributions. However, NIVW amplifies this impact by fostering international collaboration and innovation, ensuring veterans are positioned to lead in industries like AI, renewable energy, and healthcare.

NIVW’s Focus Areas:

• Job Creation: Supporting veteran-owned enterprises to drive employment growth.

• Economic Expansion: Connecting businesses to international markets for scaling opportunities.

• Leadership Development: Promoting resilience and innovation among underserved veterans.

For inspiring examples of leadership: Kevin D. Shoun: Transformational Leadership in the Spirit of Jimmy Carter.

Why NIVW Outpaces NVSBW

Aspect NVSBW NIVW Duration One week (November 11-15 annually) Year-round programming, observed March 1-7 annually Scope U.S.-focused events and resources Global outreach in 62 markets Support for Women General programs like Women Veteran Entrepreneurship Targeted initiatives like FeMil℠ and FeMil Lead℠ Legislative Advocacy Simplified SBA certification processes Comprehensive reforms like the Invest in Veterans Stimulus Act

A Call to Action: Invest in Veterans Through NIVW

As NVSBW celebrates the resilience of veteran entrepreneurs, NIVW takes a step further by transforming the entrepreneurial landscape. By addressing systemic challenges, providing global connections, and fostering leadership, NIVW ensures veterans can thrive in business and beyond.

Get Involved with NIVW:

• Explore year-round opportunities at National Invest in Veterans Week®.

• Support targeted initiatives like FeMil℠ for female veterans and global platforms such as GermanyVeterans.com.

• Advocate for policy changes that break barriers and promote equity in veteran entrepreneurship.

By moving from recognition to action, National Invest in Veterans Week® creates a future where veterans are not only celebrated but empowered to lead as innovators, entrepreneurs, and community builders. Together, we can ensure that service to our country translates into lasting economic and social impact.

National Invest in Veterans Week Highlights Importance of Supporting Veteran-Owned Businesses and Employment Opportunities

For Immediate Release

National Invest In Veterans Week, a week-long event from March 1st to March 7th, is calling on businesses, organizations, and individuals to support veteran-owned businesses and employment opportunities. In partnership with Action Zone Tampa, a non-profit organization that supports veteran entrepreneurs, a series of events have been hosted throughout the week to promote the skills and leadership that veterans bring to the table as business owners and entrepreneurs.

During the first three days of the event, a variety of panels and workshops were held to support veteran entrepreneurs. These events focused on topics such as suicide prevention resources, employment opportunities, and resources for starting and growing a business. Many businesses and organizations have pledged their support, recognizing the importance of investing in veterans and their businesses. National Invest In Veterans Week and Action Zone Tampa have generated an outpouring of advocacy from supporters of veteran-owned businesses.

Through social media, many organizations, government officials, and supporters have advocated for the importance of supporting veterans and their businesses. The use of the event's hashtag has helped raise awareness about the challenges that veterans face when starting and growing their businesses, and promoted opportunities to invest in them.

On day 4 of the event, Action Zone Tampa will host a series of workshops and panels focused on job creation and economic growth through investing in veteran-owned businesses. This day will also highlight the many success stories of veteran-owned businesses and the positive impact they have had on their communities and the economy.

National Invest In Veterans Week and Action Zone Tampa continue to call on businesses, organizations, and individuals to join the effort to support veteran-owned businesses and employment opportunities. By investing in veterans, we can recognize and support the sacrifices and contributions of our veteran community, while promoting job creation and economic growth. To learn more about National Invest In Veterans Week and Action Zone Tampa, visit investinveteransweek.com and actionzonetampa.com, respectively.

About National Invest In Veterans Week

National Invest In Veterans Week is a week-long event that occurs annually from March 1st to March 7th. The purpose of this event is to raise awareness about the importance of investing in veteran-owned businesses and employment opportunities. It is a call to action for businesses, organizations, and individuals to support veterans in their entrepreneurial pursuits and recognize their unique skills and leadership abilities as business owners and entrepreneurs.

Veteran Entrepreneurship: The Key to Boosting the Economy and Supporting Our Heroes. Here's How Legislators Can Take Action

Capt. Sherman Williams, who served during Operation Iraqi Freedom in the early 2000s founder of Body Aqua.

As a society, we bear responsibility for the men and women who have served our country. When these courageous individuals transition to civilian life, it is imperative that we do everything we can to support them in their endeavors. One way we can do this is by supporting veteran entrepreneurs. Veteran entrepreneurs are an integral part of the economy, contributing to job creation and economic growth. However, they often face extraordinary challenges when starting and growing their businesses, such as navigating the civilian business ecosystem and adapting to new business trends and technological advancements. By providing resources and support to veteran entrepreneurs, legislators can help these heroes succeed and contribute to the overall prosperity of their communities. 

There are numerous reasons why legislators should support veteran entrepreneurs. Here are a few to consider before diving into the local economic benefits of supporting veteran entrepreneurs.

Veteran entrepreneurs contribute to economic growth: Veteran entrepreneurs are a vital part of the economy and contribute to job creation and economic growth. By supporting veteran entrepreneurs, legislators can help to stimulate local economies and promote a prosperous economy.

Veteran entrepreneurs face unique challenges: Transitioning from military to civilian life can be challenging, and veteran entrepreneurs often face distinctive challenges when starting and growing their businesses. Legislators can help to level the playing field by providing resources and support for these entrepreneurs.

Supporting veteran entrepreneurs is good for society: In addition to the economic benefits, supporting veteran entrepreneurs is also good for society as a whole. Veteran entrepreneurs often bring valuable skills and experiences to their businesses, and their success can have a positive impact on their communities.

It is the right thing to do: Finally, supporting veteran entrepreneurs is simply the right thing to do. These individuals have served our country and deserve our support as they transition to civilian life and pursue their entrepreneurial goals.

By supporting veteran entrepreneurs, legislators can help these heroes succeed and contribute to the overall well-being of their communities and the country. In addition to the economic benefits, supporting veteran entrepreneurs is also a benefit for society as a whole. 

Below, we will explore the many reasons why legislators should support veteran entrepreneurs along with the specific ways that they can take action to help these heroes thrive in the civilian economy.

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There are many ways that legislators can support veteran entrepreneurs in their transition from military to civilian life. Here are a few examples:

Provide funding for veteran-owned businesses: Legislators can allocate funds specifically for veteran entrepreneurs to start or grow their businesses. This can be in the form of grants, loans, or other types of financial assistance.

Create tax incentives for veteran entrepreneurs: Legislators can also create tax incentives for veteran entrepreneurs, such as tax breaks or credits for starting or growing a business.

Offer resources and training: Legislators can work with organizations that provide resources and training for veteran entrepreneurs, such as mentorship programs, business planning workshops, and networking events.

Promote veteran-owned businesses: Legislators can also help promote veteran-owned businesses by highlighting their success stories and encouraging the public to support them.

Create policies that support veteran entrepreneurs: Legislators can also create policies that make it easier for veteran entrepreneurs to start and grow their businesses, such as streamlined licensing processes or reduced fees.

Partnering with veteran-focused organizations: Legislators could consider partnering with veteran-focused organizations, such as veteran service organizations or military-focused incubators, to support veteran entrepreneurs. These organizations often have valuable resources and expertise that could be leveraged to help veteran entrepreneurs succeed.

Offering targeted technical assistance: Legislators could consider offering targeted technical assistance to veteran entrepreneurs in specific industries or sectors. For example, a legislator might work with a local university or business development center to provide specialized training or mentorship for veteran entrepreneurs in the tech industry.

Providing support for veteran entrepreneurs who are also farmers: Many veteran entrepreneurs are interested in starting or growing farms or agricultural businesses. Legislators could consider providing resources and support specifically for these entrepreneurs, such as funding for equipment or training in sustainable farming practices.

Supporting veteran entrepreneurs who are also minority-owned businesses: Legislators could also consider supporting veteran entrepreneurs who are also minority-owned businesses, as these entrepreneurs may face additional challenges in starting and growing their businesses.

Encouraging federal contracting opportunities for veteran-owned businesses: Finally, legislators could work to increase federal contracting opportunities for veteran-owned businesses. This could include lobbying for changes to federal procurement policies or working with federal agencies to increase their outreach to veteran entrepreneurs.

In conclusion, veteran entrepreneurs deserve our support and appreciation. These heroes have served our country and now bring valuable skills and experiences to the civilian economy. By supporting veteran entrepreneurs, legislators can help these individuals succeed and contribute to the overall prosperity of their communities.

Essentially, there are many ways that legislators can support veteran entrepreneurs, including providing funding, creating tax incentives, offering resources and training, promoting veteran-owned businesses, and creating policies that make it easier for these entrepreneurs to start and grow their businesses. By taking action in these areas, legislators can make a real difference in the lives of veteran entrepreneurs and help them thrive in the civilian economy.

We encourage legislators to consider the many benefits of supporting veteran entrepreneurship and to take action to support these heroes as they transition from military to civilian life. Together, we can create a brighter future for veteran entrepreneurs and their communities.

HOW TO OBSERVE #NationalInvestInVeteransWeek