Chris Moore Chris Moore

How Veterans Can Invest VA Disability Benefits and Secure Their Financial Future

For veterans, VA disability benefits represent more than just income—they’re an opportunity to secure a brighter financial future. By combining smart investment strategies with entrepreneurship resources like those offered during National Invest In Veterans Week® (NIVW), veterans can maximize the potential of their benefits. Here’s how veterans can take charge of their financial journey.

Overview of Investing VA Disability Money
Veterans receiving VA disability payments often wonder how best to utilize this income to build long-term financial security. Combining insights from Investor.gov and National Invest In Veterans Week® (NIVW), this guide provides strategies for investing disability benefits wisely, including using tools like investment calculators, Roth IRAs, and other financial planning resources.

1. Can I Invest My VA Disability Money?

Yes, VA disability payments can be invested to grow wealth over time. These payments are tax-free, making them an excellent resource for savings and investments. Key steps include:

  • Set Financial Goals: Use tools like the Savings Goal Calculator to determine monthly contributions needed to achieve specific goals.

  • Prioritize Retirement Accounts: Consider contributing to tax-advantaged accounts like a Roth IRA or TSP (Thrift Savings Plan) to maximize long-term growth.

  • Diversify Investments: Allocate funds into a mix of index funds, ETFs, and mutual funds to balance risk and reward.

2. How to Invest VA Disability Money (Reddit Tips and Beyond)

Platforms like Reddit often discuss ideas for investing VA disability benefits. While personal advice is helpful, veterans should rely on trusted resources like Investor.gov and National Invest In Veterans Week® for verified guidance:

  • Avoid High-Interest Debt: Pay off credit cards and loans with high-interest rates before investing.

  • Start Small: Even a small percentage of disability benefits invested monthly can grow substantially over time due to compound interest. Use the Compound Interest Calculator to estimate growth.

  • Educate Yourself: Attend events like Veteran Tech Tuesday during NIVW to learn how technology can enhance financial management.

3. Using a Roth IRA with VA Disability Benefits

A Roth IRA is an excellent option for veterans receiving VA disability benefits because it offers tax-free growth and withdrawals:

  • Eligibility: VA disability benefits do not count as earned income for Roth IRA contributions. However, if you have additional earned income, you can contribute up to the annual limit.

  • Benefits: Roth IRAs allow tax-free withdrawals in retirement, making them an ideal choice for long-term savings.

  • Maximize Contributions: Combine VA disability benefits with earned income to contribute the full amount. Use tools like the Investment Calculator to project growth.

4. How to Use an Investment Calculator

An investment calculator is a valuable tool for veterans to estimate how their disability benefits can grow over time:

  • Input Monthly Contributions: Calculate how much to save from your benefits each month.

  • Adjust for Time Horizon: The earlier you start, the more compound interest can work in your favor.

  • Project Returns: Experiment with conservative and aggressive investment strategies to find the best fit for your financial goals.

Financial Empowerment Through National Invest In Veterans Week®

National Invest In Veterans Week® (NIVW), held annually from March 1–7, is dedicated to empowering veterans with the tools and knowledge needed to succeed financially. Key initiatives include:

  • Workshops on Financial Planning: Events like Wellness Wednesday focus on financial wellness and mental health.

  • Mentorship for Entrepreneurs: Jeff Shuford Impact Day highlights success stories of veterans leveraging technology to grow wealth.

  • Localized Resources: Platforms like FloridaVeterans.com provide access to mentorship and business funding.

Take Action

  1. Visit Investor.gov: Use their free financial planning tools to calculate savings and investment potential.

  2. Explore National Invest In Veterans Week®: Participate in events to gain insights into financial empowerment and entrepreneurship.

  3. Open a Roth IRA: Research options to maximize tax-free growth for retirement savings.

  4. Avoid Fraud: Protect yourself by verifying investment professionals through Investor.gov.

By combining VA disability benefits with sound investment strategies and resources from NIVW, veterans can achieve financial independence and long-term success. Start planning today to build a secure future!

Read More
Jeff Shuford Chynelle Washington Jeff Shuford Chynelle Washington

Jeff Shuford’s Retirement: Honoring a Legacy of Service and Advocacy

Jeff Shuford’s retirement marks the conclusion of an extraordinary career dedicated to service, innovation, and advocacy. As co-founder of National Invest In Veterans Week® (NIVW), Shuford transformed the landscape of veteran empowerment, creating an internationally recognized movement celebrated across 40 markets worldwide. From securing Congressional recognition to spearheading mental health initiatives like the Vets 22 app, his leadership saved lives, elevated veteran-owned businesses, and inspired countless others.

Now, Shuford has chosen a path rarely seen among public figures—complete and deliberate withdrawal from public life. Declining speaking engagements, appearances, or any formal commitments, he plans to embrace stillness and reflection. In his own words, “It’s time to rest, reflect, and simply live.”

Shuford’s legacy, deeply influenced by his family heritage, including his grandfather Jim Freeman of The Five Satins, endures through the movement he built and the lives he touched. While he retreats from the spotlight, his work continues to ripple across generations, proving that true leadership is not only about making an impact but also about knowing when to step back.

After years of groundbreaking leadership, unwavering dedication to veterans, and impactful innovations, Jeff Shuford has officially announced his retirement, marking the end of an illustrious chapter in his life. Known as the co-founder of National Invest In Veterans Week® (NIVW), Shuford has decided to step back entirely from public events and active engagements, committing instead to a quieter and well-earned retirement. His plans involve embracing simplicity and doing absolutely nothing—no speaking tours, no appearances, and no commitments. It’s a deliberate and mindful decision to embrace personal peace after years of selfless service.

A Trailblazer in Veteran Advocacy

Jeff Shuford’s journey is one defined by a deep sense of purpose and a mission to empower veterans. His leadership was instrumental in the creation and success of National Invest In Veterans Week®, an initiative that champions the voices of veterans and amplifies the contributions of veteran-owned businesses. Under his guidance, NIVW grew into an internationally recognized movement, celebrated in 19 U.S. markets and across 21 international communities, earning a place in the Congressional Record.

This monumental success was driven by Shuford’s strategic foresight, his ability to connect with people, and his unrelenting drive to create a better future for veterans. He tackled challenges ranging from veteran mental health issues to fostering economic opportunities for those transitioning to civilian life. His leadership not only inspired change but also created pathways for thousands of veterans to thrive.

A Quiet Transition

In December 2024, Shuford surprised many by announcing his decision to step down from all formal roles for NIVW. This decision was made not out of necessity, but as a personal choice to prioritize simplicity and mindfulness. For Shuford, retirement does not mean stepping into a different phase of public life—it means truly stepping away.

While his wife, Angel Shuford, and trusted colleague, LTC Rickey L. Pope, now lead NIVW into the future, Shuford has chosen to retreat from public engagements entirely. This break from the limelight reflects his philosophy that even leaders deserve the chance to rest, recharge, and redefine their lives on their terms.

Reflections on a Storied Legacy

Shuford’s career accomplishments are nothing short of extraordinary. During his time with NIVW, he:

Secured Congressional Recognition: National Invest In Veterans Week® became a nationally celebrated initiative, entered into the Congressional Record as a testament to its impact.

Expanded Internationally: The movement spread across 40 global markets, including the United Kingdom, South Korea, and Germany, fostering a worldwide network of veteran advocates.

Promoted Mental Health Awareness: Through programs like the Vets 22 app, Shuford made veteran mental health and suicide prevention central to his mission, saving countless lives.

Empowered Veteran-Owned Businesses: NIVW provided tools, resources, and visibility for veterans to succeed in entrepreneurship, strengthening local economies and creating new opportunities.

Beyond his organizational achievements, Shuford exemplified integrity and selflessness. He famously declined a salary from NIVW, underscoring his belief that the initiative was about advocacy, not profit. His ethos—“This is a movement, not a business”—has become a rallying cry for all who continue his work.

Family Roots and Inspiration

Shuford’s commitment to excellence and service is deeply rooted in his family history. His grandfather, Jim Freeman, was a founding member of the legendary doo-wop group The Five Satins, best known for their timeless hit “In the Still of the Night.” Freeman’s artistic legacy of breaking boundaries and inspiring others left an indelible mark on Shuford, shaping his vision and values.

This sense of legacy guided Shuford throughout his career, as he strove to leave behind a movement that would stand the test of time—just as his grandfather’s music continues to inspire generations.

The Decision to Do Nothing

Perhaps the most surprising aspect of Shuford’s retirement is his decision to fully embrace rest. Unlike many leaders who remain active in advisory roles or embark on post-retirement speaking engagements, Shuford is intentionally stepping away from it all.

In his own words:

“I’ve spent years fighting for causes, creating movements, and driving change. Now, I want to experience the quiet moments—to enjoy the life I’ve worked so hard to build and just be present. It’s time to rest, reflect, and simply live.”

Shuford’s choice is a powerful reminder that stepping back is not a loss but a gift—an acknowledgment that life’s greatest rewards often come in stillness.

A Legacy That Endures

While Shuford may no longer be actively involved in NIVW, his legacy remains firmly embedded in the organization’s DNA. Under the capable leadership of Angel Shuford and LTC Rickey L. Pope, the initiative is set to continue its work, expanding into new markets and finding innovative ways to support veterans.

Even as Shuford retires to a life of quiet simplicity, the impact of his work will continue to ripple across generations. His legacy is one of resilience, innovation, and an unyielding commitment to service—a legacy that will inspire all who follow in his footsteps.

Conclusion

Jeff Shuford’s retirement is a celebration of a remarkable career and a life well-lived. His decision to step away entirely, to embrace a life of stillness and reflection, is as bold and inspiring as his career itself.

As Shuford moves into this new chapter, he leaves behind a legacy of empowerment, advocacy, and integrity. For those who have had the privilege of witnessing his work, his story serves as a powerful testament to the enduring impact of service, leadership, and the quiet strength of knowing when to let go.

Read More
Chris Moore Chris Moore

Empowering Our Heroes: USA Cares' Endorsement and Impact During National Invest In Veterans Week®

In honor of National Invest In Veterans Week®, a critical initiative that shines a spotlight on the valuable contributions of military veterans, it's essential to discuss the robust support systems that empower our veterans to thrive beyond their military service. One such pillar of support is USA Cares, a non-profit organization dedicated to assisting post-9/11 military veterans, service members, and their families through financial assistance and post-service skills training. Their endorsement and activities during National Invest in Veterans Week® underscore their mission and the broader efforts to ensure long-term stability for veterans.

USA Cares: A Beacon of Support

USA Cares stands out as a beacon of hope and practical support for veterans transitioning to civilian life. Their programs are designed not only to provide immediate financial aid but also to foster a sustainable future for veterans and their families. By addressing critical issues such as preventing homelessness and unemployment among veterans, USA Cares directly contributes to enhancing their quality of life and reducing factors that can lead to veteran suicide.

Invest in Veterans Week: A Time of Reflection and Action

Invest in Veterans Week, celebrated each year from March 1-7, is not just a period of acknowledgment but a call to action. It urges both individuals and organizations to consider how they can contribute to the well-being of veterans who have served their country. It's a time when the sacrifices of veterans are remembered and honored through various events and initiatives across the nation.

USA Cares' Impact During Invest in Veterans Week

During Invest in Veterans Week, USA Cares actively promotes awareness of their programs, which are crucial in the reintegration of veterans into civilian life. The organization highlights stories of individuals who have been directly impacted by their services, such as through their Homeless Veterans Reintegration Program (HVRP). This program specifically targets veterans struggling to find stable employment and housing, providing them with the necessary resources and support to secure a new start.

Community Engagement and Awareness

USA Cares utilizes Invest in Veterans Week as a platform to engage with the community and to rally more support for their cause. By sharing success stories and the tangible benefits of their programs, they not only increase visibility for the issues faced by veterans but also demonstrate the effectiveness of targeted aid and training. This engagement fosters a greater understanding among the civilian population of the challenges veterans face and the ways in which these challenges can be mitigated through concerted efforts.

Why Endorsement Matters

The endorsement of Invest in Veterans Week by an organization like USA Cares significantly amplifies the message of investing in our veterans. It's an affirmation of the ongoing need for programs and initiatives that support veterans' transition and integration into civilian life. Endorsements by respected entities help to draw attention to the cause, encouraging more widespread participation and support from both the public and private sectors.

Call to Action: Supporting USA Cares

Supporting organizations like USA Cares is crucial. They are on the frontline, providing immediate assistance to veterans in crisis and helping them build a foundation for a stable future. Donations, whether financial or in-kind, volunteering time, or even spreading the word about their mission, can make a significant difference in the lives of many veterans.

Conclusion

As we observe National Invest in Veterans Week, let's renew our commitment to honoring and supporting our veterans through actions that speak louder than words. By backing organizations like USA Cares, we contribute to a broader effort to ensure that after serving their country, veterans receive the respect, support, and opportunities they deserve. Let's stand together to make a meaningful impact in the lives of our veterans, recognizing their sacrifices not just with words, but with real, impactful actions.

As a post-9/11 veteran who served in Iraq, I’ve lived through the complex journey of moving from military to civilian life. This transition isn’t just about adapting to a new daily routine; it’s about reconciling intense past experiences with current realities and future hopes. Organizations like USA Cares are vital in this process, providing targeted support that addresses the unique challenges veterans face. Our society needs to build on such efforts, ensuring support systems are accessible and effective. We owe it to our veterans to do more than just offer thanks—we need to engage actively in supporting their successful reintegration. This calls for a dedicated commitment from all sectors of our communities to ensure that veterans don’t just get by, but truly thrive.
— Jeff Shuford
Read More

🫡 Meet the Team