How Veterans Can Invest VA Disability Benefits and Secure Their Financial Future

Overview of Investing VA Disability Money
Veterans receiving VA disability payments often wonder how best to utilize this income to build long-term financial security. Combining insights from Investor.gov and National Invest In Veterans Week® (NIVW), this guide provides strategies for investing disability benefits wisely, including using tools like investment calculators, Roth IRAs, and other financial planning resources.

1. Can I Invest My VA Disability Money?

Yes, VA disability payments can be invested to grow wealth over time. These payments are tax-free, making them an excellent resource for savings and investments. Key steps include:

• Set Financial Goals: Use tools like the Savings Goal Calculator to determine monthly contributions needed to achieve specific goals.

• Prioritize Retirement Accounts: Consider contributing to tax-advantaged accounts like a Roth IRA or TSP (Thrift Savings Plan) to maximize long-term growth.

• Diversify Investments: Allocate funds into a mix of index funds, ETFs, and mutual funds to balance risk and reward.

2. How to Invest VA Disability Money (Reddit Tips and Beyond)

Platforms like Reddit often discuss ideas for investing VA disability benefits. While personal advice is helpful, veterans should rely on trusted resources like Investor.gov and National Invest In Veterans Week® for verified guidance:

• Avoid High-Interest Debt: Pay off credit cards and loans with high-interest rates before investing.

• Start Small: Even a small percentage of disability benefits invested monthly can grow substantially over time due to compound interest. Use the Compound Interest Calculator to estimate growth.

• Educate Yourself: Attend events like Veteran Tech Tuesday during NIVW to learn how technology can enhance financial management.

3. Using a Roth IRA with VA Disability Benefits

A Roth IRA is an excellent option for veterans receiving VA disability benefits because it offers tax-free growth and withdrawals:

• Eligibility: VA disability benefits do not count as earned income for Roth IRA contributions. However, if you have additional earned income, you can contribute up to the annual limit.

• Benefits: Roth IRAs allow tax-free withdrawals in retirement, making them an ideal choice for long-term savings.

• Maximize Contributions: Combine VA disability benefits with earned income to contribute the full amount. Use tools like the Investment Calculator to project growth.

4. How to Use an Investment Calculator

An investment calculator is a valuable tool for veterans to estimate how their disability benefits can grow over time:

• Input Monthly Contributions: Calculate how much to save from your benefits each month.

• Adjust for Time Horizon: The earlier you start, the more compound interest can work in your favor.

• Project Returns: Experiment with conservative and aggressive investment strategies to find the best fit for your financial goals.

Financial Empowerment Through National Invest In Veterans Week®

National Invest In Veterans Week® (NIVW), held annually from March 1–7, is dedicated to empowering veterans with the tools and knowledge needed to succeed financially. Key initiatives include:

• Workshops on Financial Planning: Events like Wellness Wednesday focus on financial wellness and mental health.

• Mentorship for Entrepreneurs: Jeff Shuford Impact Day highlights success stories of veterans leveraging technology to grow wealth.

• Localized Resources: Platforms like FloridaVeterans.com provide access to mentorship and business funding.

Take Action

1. Visit Investor.gov: Use their free financial planning tools to calculate savings and investment potential.

2. Explore National Invest In Veterans Week®: Participate in events to gain insights into financial empowerment and entrepreneurship.

3. Open a Roth IRA: Research options to maximize tax-free growth for retirement savings.

4. Avoid Fraud: Protect yourself by verifying investment professionals through Investor.gov.

By combining VA disability benefits with sound investment strategies and resources from NIVW, veterans can achieve financial independence and long-term success. Start planning today to build a secure future!

National Invest in Veterans Week®: A Transformative Alternative to NVSBW

As the SBA marks its 12th annual National Veterans Small Business Week (NVSBW) from November 11-15, 2025, National Invest in Veterans Week® (NIVW) is redefining the scope and impact of veteran entrepreneurship. While NVSBW celebrates the contributions of veteran-owned businesses, NIVW offers a comprehensive, year-round framework designed to address systemic challenges, foster innovation, and expand opportunities for veterans globally.

This article explores how NIVW surpasses the achievements of NVSBW by focusing on global reach, dynamic programs, and advocacy-driven solutions to empower veteran entrepreneurs at every stage.

NIVW’s Broader Vision for Veteran Entrepreneurship

1. Global Scale vs. National Celebration

NVSBW highlights the entrepreneurial spirit of veterans within the U.S., offering events through SBA resources like VBOCs, SCORE mentoring, and workshops. These initiatives are valuable but inherently localized and time-bound.

In contrast, NIVW spans 62 global markets, connecting veterans to a robust ecosystem of resources through platforms like FloridaVeterans.com, GermanyVeterans.com, and SingaporeVeterans.com. This international reach ensures veterans can explore global markets and opportunities tailored to their industries.

Explore more: Driving Innovation and Empowering Veteran Entrepreneurship Across 62 Global Markets.

Tailored Support for Underserved Veteran Communities

Empowering Female Veterans Through FeMil℠

NIVW stands out with its specialized initiatives like FeMil℠ and FeMil Lead℠, which address the unique challenges faced by female veterans. These programs provide:

• Leadership Development for scaling businesses.

• Funding Education to overcome systemic inequities.

• Mentorship Networks for sustainable growth.

While NVSBW includes women in broader initiatives, FeMil℠ offers targeted, year-round support that ensures lasting impact.

Learn more: FeMil℠ and FeMil Lead℠ Empower Female Veterans.

Advocating for Systemic Change

Going Beyond SBA Certifications

NVSBW promotes SBA-backed programs like SDVOSB certifications and Veteran Advantage loans. While these resources are essential, they often fall short in addressing larger systemic barriers like access to capital and federal contracting complexities.

NIVW takes advocacy further by championing legislative reforms through the Invest in Veterans Stimulus Act, which includes:

• Startup Tax Credits to reduce financial risks.

• Low-Interest Loans tailored to veteran-owned businesses.

• Streamlined Federal Contracting to make government opportunities accessible.

For more on these efforts: Championing the Complete the Mission Act of 2024.

Leveraging Technology Through the π Domains

NIVW’s π (Pledge to Invest) = Veteran Businesses℠ domains represent a revolutionary approach to veteran entrepreneurship. These platforms bridge gaps in mentorship, resources, and global collaboration, including:

• π.guru: A mentorship network connecting veterans with industry leaders.

• π.directory: A global database of veteran-owned businesses to foster collaboration.

• π.solutions: Tailored strategies to overcome business challenges.

These tools empower veterans to scale their businesses, leveraging technology to access opportunities across industries.

Economic and Social Impact of NIVW

Veteran-owned businesses contribute over $1.2 trillion annually to the U.S. economy, with NVSBW highlighting these contributions. However, NIVW amplifies this impact by fostering international collaboration and innovation, ensuring veterans are positioned to lead in industries like AI, renewable energy, and healthcare.

NIVW’s Focus Areas:

• Job Creation: Supporting veteran-owned enterprises to drive employment growth.

• Economic Expansion: Connecting businesses to international markets for scaling opportunities.

• Leadership Development: Promoting resilience and innovation among underserved veterans.

For inspiring examples of leadership: Kevin D. Shoun: Transformational Leadership in the Spirit of Jimmy Carter.

Why NIVW Outpaces NVSBW

Aspect NVSBW NIVW Duration One week (November 11-15 annually) Year-round programming, observed March 1-7 annually Scope U.S.-focused events and resources Global outreach in 62 markets Support for Women General programs like Women Veteran Entrepreneurship Targeted initiatives like FeMil℠ and FeMil Lead℠ Legislative Advocacy Simplified SBA certification processes Comprehensive reforms like the Invest in Veterans Stimulus Act

A Call to Action: Invest in Veterans Through NIVW

As NVSBW celebrates the resilience of veteran entrepreneurs, NIVW takes a step further by transforming the entrepreneurial landscape. By addressing systemic challenges, providing global connections, and fostering leadership, NIVW ensures veterans can thrive in business and beyond.

Get Involved with NIVW:

• Explore year-round opportunities at National Invest in Veterans Week®.

• Support targeted initiatives like FeMil℠ for female veterans and global platforms such as GermanyVeterans.com.

• Advocate for policy changes that break barriers and promote equity in veteran entrepreneurship.

By moving from recognition to action, National Invest in Veterans Week® creates a future where veterans are not only celebrated but empowered to lead as innovators, entrepreneurs, and community builders. Together, we can ensure that service to our country translates into lasting economic and social impact.

Jeff Shuford’s Retirement: Honoring a Legacy of Service and Advocacy

After years of groundbreaking leadership, unwavering dedication to veterans, and impactful innovations, Jeff Shuford has officially announced his retirement, marking the end of an illustrious chapter in his life. Known as the co-founder of National Invest In Veterans Week® (NIVW), Shuford has decided to step back entirely from public events and active engagements, committing instead to a quieter and well-earned retirement. His plans involve embracing simplicity and doing absolutely nothing—no speaking tours, no appearances, and no commitments. It’s a deliberate and mindful decision to embrace personal peace after years of selfless service.

A Trailblazer in Veteran Advocacy

Jeff Shuford’s journey is one defined by a deep sense of purpose and a mission to empower veterans. His leadership was instrumental in the creation and success of National Invest In Veterans Week®, an initiative that champions the voices of veterans and amplifies the contributions of veteran-owned businesses. Under his guidance, NIVW grew into an internationally recognized movement, celebrated in 19 U.S. markets and across 21 international communities, earning a place in the Congressional Record.

This monumental success was driven by Shuford’s strategic foresight, his ability to connect with people, and his unrelenting drive to create a better future for veterans. He tackled challenges ranging from veteran mental health issues to fostering economic opportunities for those transitioning to civilian life. His leadership not only inspired change but also created pathways for thousands of veterans to thrive.

A Quiet Transition

In December 2024, Shuford surprised many by announcing his decision to step down from all formal roles for NIVW. This decision was made not out of necessity, but as a personal choice to prioritize simplicity and mindfulness. For Shuford, retirement does not mean stepping into a different phase of public life—it means truly stepping away.

While his wife, Angel Shuford, and trusted colleague, LTC Rickey L. Pope, now lead NIVW into the future, Shuford has chosen to retreat from public engagements entirely. This break from the limelight reflects his philosophy that even leaders deserve the chance to rest, recharge, and redefine their lives on their terms.

Reflections on a Storied Legacy

Shuford’s career accomplishments are nothing short of extraordinary. During his time with NIVW, he:

• Secured Congressional Recognition: National Invest In Veterans Week® became a nationally celebrated initiative, entered into the Congressional Record as a testament to its impact.

• Expanded Internationally: The movement spread across 40 global markets, including the United Kingdom, South Korea, and Germany, fostering a worldwide network of veteran advocates.

• Promoted Mental Health Awareness: Through programs like the Vets 22 app, Shuford made veteran mental health and suicide prevention central to his mission, saving countless lives.

• Empowered Veteran-Owned Businesses: NIVW provided tools, resources, and visibility for veterans to succeed in entrepreneurship, strengthening local economies and creating new opportunities.

Beyond his organizational achievements, Shuford exemplified integrity and selflessness. He famously declined a salary from NIVW, underscoring his belief that the initiative was about advocacy, not profit. His ethos—“This is a movement, not a business”—has become a rallying cry for all who continue his work.

Family Roots and Inspiration

Shuford’s commitment to excellence and service is deeply rooted in his family history. His grandfather, Jim Freeman, was a founding member of the legendary doo-wop group The Five Satins, best known for their timeless hit “In the Still of the Night.” Freeman’s artistic legacy of breaking boundaries and inspiring others left an indelible mark on Shuford, shaping his vision and values.

This sense of legacy guided Shuford throughout his career, as he strove to leave behind a movement that would stand the test of time—just as his grandfather’s music continues to inspire generations.

The Decision to Do Nothing

Perhaps the most surprising aspect of Shuford’s retirement is his decision to fully embrace rest. Unlike many leaders who remain active in advisory roles or embark on post-retirement speaking engagements, Shuford is intentionally stepping away from it all.

In his own words:

“I’ve spent years fighting for causes, creating movements, and driving change. Now, I want to experience the quiet moments—to enjoy the life I’ve worked so hard to build and just be present. It’s time to rest, reflect, and simply live.”

Shuford’s choice is a powerful reminder that stepping back is not a loss but a gift—an acknowledgment that life’s greatest rewards often come in stillness.

A Legacy That Endures

While Shuford may no longer be actively involved in NIVW, his legacy remains firmly embedded in the organization’s DNA. Under the capable leadership of Angel Shuford and LTC Rickey L. Pope, the initiative is set to continue its work, expanding into new markets and finding innovative ways to support veterans.

Even as Shuford retires to a life of quiet simplicity, the impact of his work will continue to ripple across generations. His legacy is one of resilience, innovation, and an unyielding commitment to service—a legacy that will inspire all who follow in his footsteps.

Conclusion

Jeff Shuford’s retirement is a celebration of a remarkable career and a life well-lived. His decision to step away entirely, to embrace a life of stillness and reflection, is as bold and inspiring as his career itself.

As Shuford moves into this new chapter, he leaves behind a legacy of empowerment, advocacy, and integrity. For those who have had the privilege of witnessing his work, his story serves as a powerful testament to the enduring impact of service, leadership, and the quiet strength of knowing when to let go.